Regulatory and operational advisory for life, non-life, and credit insurers — from Solvency II implementation and ORSA through IFRS 17 transitions and capital management. Grounded in hands-on experience with Dutch and international insurance groups.
Selected clients: NN Group, Athora/VIVAT, Allianz, Atradius, Achmea, ING Insurance
The insurance sector faces a unique combination of prudential regulation (Solvency II), accounting transformation (IFRS 17), and operational complexity. Regulatory requirements touch every part of the business — from product design and pricing through reserving, capital management, and supervisory reporting.
Diletti has worked with major Dutch insurers on some of the most complex regulatory programmes in the sector: Solvency II implementation at multiple carriers, IFRS transition projects, and QRT reporting infrastructure builds.
Pillar 1 (SCR/MCR calculation, internal models), Pillar 2 (ORSA, governance, risk management), and Pillar 3 (QRT reporting, RSR/SFCR) — full implementation and ongoing compliance.
Transition from IFRS 4 to IFRS 17, measurement model selection (BBA/PAA/VFA), CSM calculation, discount rate methodology, and financial statement impact analysis.
Capital optimisation, dividend capacity analysis, reinsurance structuring, asset-liability management, and strategic asset allocation within SCR constraints.
QRT production, annual and quarterly DNB submissions, EIOPA reporting, S2 data quality, and reporting infrastructure (Solvency II platforms, data warehouses).
Risk appetite frameworks, risk taxonomy, key risk indicators, limit monitoring, and operational risk management for insurance-specific risks.
Product approval processes, pricing governance, actuarial modelling infrastructure, and run-off management for legacy portfolios.
Engagements have included Solvency II implementation at NN Group, VIVAT/Athora, and ING Insurance; capital management and ALM projects at Achmea; credit insurance regulatory frameworks at Atradius; and risk management advisory at Allianz Netherlands.
Every organisation is different. A 30-minute call is usually enough to determine where we can add the most value.
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